Pre-legal debt is normally debt which is between 300+ days old. In this division debt is collected telephonically, personal visits to the debtor and repossession of goods (Voluntary Surrender).
The telephonic collector makes contact with the debtor and explains that debt is overdue and immediate settlement is required. The debtor is informed that he/she is in arrears, and has an obligation to pay the arrears immediately to avoid further legal action. The debtor is informed that in the event that he/she fails, neglect or refuses to settle the account, legal action will be take to recover the arrears and the collector explains the rights of the credit provider and that of the debtor.
If you would like to make use of our pre legal services debt collection division , please Contact Us.