Our Debt Collection Services – A trained workforce!

Debt collection can be a very strenuous job. You might that some debtors are very irate and will drop the phone on you. This is why it is very important to have highly trained stuff to face these kinds of challenges and still have the ability to achieve the required results. At JJ Harmse and Associates we pride our self in providing quality debt collection services. Our debt division has been to into three divisions according to the age of the debt…

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Credit and Collections: Creative effective strategies

In this challenging economy some people delay payments for as long as they possibly can in order to provide for their families and take care of their personal needs until such a time they have enough money to pay back their creditors. Unfortunately by the time they get around to paying you-their creditor- they can hardly afford the full amount due to interest charges and the fact that they didn’t have enough money to start of with.

Finding creative and effective strategies for credit and collection is essentially important for the growth and potential of your business. If properly applied can help firms reduce Accounts Receivable balances and generate a substantial cash flow.

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How to deal with Debt Validation and Dispute Handling

Life happens and sometimes that means that you are unable to pay bills and with that you will go into collection. It can be a stressful situation but when you have us by your side you don’t need to panic. When managing debt collectors, you have a lot of rights, because of the Fair Debt Collection Practices Act. Below we discuss a few points that will help you in debt validation and dispute handling.

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Debt Collection Laws: Know your rights

More than 10 million South Africans are drowning in debt. About 70% of consumer’s salaries all go to paying the creditors’ at the end of the month. It would be safe to say that majority of South Africans are using debt to fund their lifestyles. Whether you are too embarrassed to face the debt collector or even speak to them, it is inevitable because you will eventually need to settle your debt. Too often consumers do not know there rights and are mishandled by the debt collector. You no longer need to worry because here we will discuss your rights in the Debt Collection Laws.

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What Happens When Your Debt Goes to a Collector?

A large portion of us have been in the circumstance where our Debt goes to a Collector. This is especially valid on the off chance that you have had an unfortunate medical issue, which is the most widely recognized sort of bill to become delinquent.  A lot of South Africans have hospital expenses in collections alone, and that is not including the people who confront different issues.

Debt goes to a Collector

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Let Us Take The Hassle Out Of Debt Collection

When it comes to expert debt collection services in South Africa, JJ Harmse & Associates has earned a reputation as one of the best.

If you are in need of these services, it is important to consider a few points before deciding on a partner to assist in recovering what is owed to you.

This is why you should consider JJ Harmse & Associates for debt collection:

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Have a substantial amount of debts collected in the New Year!

As we say goodbye to yet another year, people are getting their 13th cheques as well as their annual bonuses. Some of the people that owe you are benefitting from the year ending. JJ Harmse and Associates has reliable call centre agents who are well trained to take advantage of these financial facts in the business environment. more…

A Trained Workforce that will Collect your Debt

JJ Harmse is a very well known debt collection company that has multiple processes to ensure all your debtors will at one point or another pay you what rightfully belongs to you.

A carefully structured process of collecting different kinds of debt has been implemented and through this structure we have become the most reliable debt collecting company in the country. With commitment and 4 decades of debt collecting experience we will ensure that we go the extra mile to ensure your balance books show an income rather than financial loss. more…

Is it fair to Issue a Garnishee Order to Reclaim Arrears owed to you?

Many of us have experienced the frustration of not being able to get our money or goods back from another person or party that we lent it to in the first place. This kind of scenario varies greatly and can be as simple as a private loan of goods or money from one person to another or between a financial institution and an individual who the financial institution lends money to.

Another situation, perhaps one of the most common of all, is where a retail chain or similar institution sells goods to customers on credit. The general agreement being that the person buying these goods on credit agrees to repay the amount plus interest in good time (a predetermined period of time). more…

Take Responsibility and Recover your Debt

JJ Harmse is a well know Debt Collection Company that has a full process of collecting all unpaid debt, we can recover your debt! No matter how old your debtor may be the company is committed to collecting even the oldest debt your company might have. So instead of writing off debts as uncollectable, allow us to recover that debt and boost the financial status of your company.

JJ Harmse has 3 departments that deal with different kinds of debts in different ways. All the experts hired to work in the different departments have extreme knowledge and experience in the type of debt and how to collect that specific kind of debt efficiently. Our main focus is to bring back nothing but financial returns to the company. more…

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