Debt Collection Agency


JJ Harmse and Associates, a debt collection agency based in Johannesburg and through our efficient debt collection services are more than capable to assist with all your debt collections, no matter how big or small the debt collection.

Unfortunately in this day and age, credit agreements do not always operate as smoothly as you might think! It may leave you frustrated with your company’s internal debt collection process, and this may cause your monthly write-off percentage to increase. Well the buck stops here.

With a solid reputation as a trusted debt collection agency with a high success rate, it is our privilege and pleasure to introduce you to our young and dynamic debt collection company, based conveniently in the West Rand.

We take this opportunity to thank you for your valued time to propose, this, your first and last step to a professional and efficient manner of collection of your outstanding debt. 

We were established in the year 2006, and have since grown into a multi-million rand company that is divided into 3 divisions, namely; current (soft), pre legal and legal which enables us to successfully provide top quality service.

Why Choose Us?

We are committed to operate with the highest standard of integrity, while preserving absolute confidentiality. We have over 40 years of combined debt collection experience, with more than 50 dedicated staff members to insure that our company gets the job done, first time. We also offer our clients a no obligation free quote and confirm that we operate on a no win, no fee basis.


If you would like to find out more about our debt collection services, please Contact Us and we will gladly be of assistance to you.

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